Deidre Pfeifer

Real Estate Agent, California

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How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details

May 30, 2025 by Deidre Pfeifer

Selling a home without furniture can be challenging. Empty rooms can feel cold, echoey, and impersonal, making it difficult for buyers to picture themselves living there. While full-scale staging can work wonders, it’s not always in the budget or timeline. The good news? You can create warmth, character, and connection using a few simple tricks.

Here is how to make a vacant house feel like a welcoming home, no furniture required.

1. Start with Lighting That Speaks
Nothing makes a home feel empty faster than dim, harsh, or unflattering lightning. Good lighting instantly boosts warmth and comfort.

  • Replace outdated or dark bulbs with soft white LED lights that mimic natural daylight.
  • Use plug-in lamps with timers to add a cozy glow in key rooms like the living room, primary bedroom, or entryway.
  • Consider motion-sensor lights in closets or bathrooms for a little wow factor.
    Even inexpensive string lights in a vase or lantern can brighten corners and create ambiance in photos and showings.

2. Let the Scent Set the Mood
Buyers rely on more than just visuals, they feel a space through all their senses. Scent is a powerful memory trigger and can make your home more inviting.

  • Use plug-in air fresheners or essential oil diffusers with subtle, fresh scents like citrus, linen, or vanilla.
  • Avoid heavy florals or anything too overpowering. The goal is clean, not overwhelming.
  • A strategically timed batch of cookies or a warm vanilla scent before an open house can create a comforting, lived-in vibe.

Just be sure to avoid masking odors; clean first, then layer on light scent.

3. Add Life with Small Touches
Furniture may be gone, but that doesn’t mean the home should feel lifeless. Small details make all the difference:

  • Place a decorative bowl of faux lemons or apples on the kitchen counter.
  • Hang plush towels in the bathroom and consider staging a bar of soap or small hand lotion on the counter.
  • Use a simple doormat at the front door with a welcoming message.
  • Hang neutral artwork or framed mirrors to give walls some personality.
  • Leave one or two houseplants or faux greenery touches throughout, especially in corners that otherwise feel bare.

These finishing touches bring life and color without the cost of full staging.

4. Use Rugs to Define Space
Even without furniture, area rugs can define and warm up a space. They visually anchor rooms and help buyers imagine where their own furniture could go.
A soft rug in the living area or under a pendant light can give shape to a room’s layout and reduce echo.

5. Don’t Forget Curb Appeal
The exterior is the first impression, do not neglect it. Clean walkways, trim bushes, add a fresh doormat, and consider a potted plant or seasonal wreath. An empty house still needs to look loved.

An empty house doesn’t have to feel empty. With a few affordable touches, lighting, scent, and strategic details you can turn a vacant property into a welcoming home that connects with buyers emotionally.

If you’re preparing to sell and want expert advice on showcasing your home, we’d love to help you make the most of what you already have.

Filed Under: Home Selling Tips Tagged With: Real Estate Advice, Staging Your Home, Vacant Home Selling

How a Bad Buyers Agent Can Hurt Your Sale and How to Protect Your Deal

May 29, 2025 by Deidre Pfeifer

When selling your home, you put your trust in your own real estate agent to price it right, market it well, and guide you through negotiations. But what many sellers don’t realize is that the buyer’s agent, someone you didn’t hire, can also impact your success. And unfortunately, if that agent is inexperienced, unresponsive, or unprofessional, it could hurt your sale more than you think.

Let’s break down how a bad buyer’s agent can complicate your sale, and how to protect your deal from falling apart.

Poor Communication Can Derail the Timeline
A great transaction depends on clear, timely communication between both agents. If the buyer’s agent takes days to respond to questions, delays submitting offers or paperwork, or generally seems hard to reach, it slows everything down. That can make buyers miss deadlines, inspections, or even lose financing opportunities. In a hot market, speed matters, so poor responsiveness could cause your deal to fall apart.

Incomplete or Sloppy Paperwork
Submitting an offer missing key information like pre-approval letters, escrow deposit details, or required disclosures? That’s a big red flag. A disorganized or inexperienced buyer’s agent can delay escrow and create mistrust. It also forces your agent to do double the work trying to chase missing pieces and keep things on track.

Bad Advice to the Buyer
If the buyer’s agent is giving unrealistic advice like offering way under asking in a seller’s market or pushing for unreasonable contingencies, it can lead to unnecessary conflict or rejected offers. Some agents push hard for repairs or credits, even when your home is priced accordingly. This puts strain on negotiations and could turn a solid deal into a disaster.

Constant Last-Minute Changes
Need to reschedule the inspection for the third time? Appraisal delayed again? Buyer not showing up to walk-through? These last-minute issues often stem from a disorganized buyer’s agent. These repeated delays can frustrate everyone and increase the chances that your deal will fall through.

How Sellers Can Protect Themselves
You cannot control who the buyer hires but here is what you can do:

  • Hire a strong listing agent who is experienced in managing both sides of the deal when needed.
  • Require pre-approval letters with any offer, not just pre-qualification.
  • Set clear timelines in your purchase contract for inspections, financing, and contingencies.
  • Don’t be afraid to reject poorly written offers. You have every right to expect professionalism and clarity.
  • Lean on your agent to keep the deal moving and document all communication.

A weak buyer’s agent doesn’t have to ruin your deal, as long as your listing agent is ready to guide the process with skill and confidence.

Thinking about listing your home? Let’s talk about how to avoid these hidden pitfalls and protect your sale from day one.

Filed Under: Home Seller Tips Tagged With: Listing Agent Tips, Real Estate Truths, Smart Selling

Why a Messy Neighbor Can Kill a Sale (And What Sellers Can Legally Do About It)

May 28, 2025 by Deidre Pfeifer

When you’re preparing to sell your home, you likely focus on everything within your property line, cluttering, staging, repainting, and boosting curb appeal. But what if the one thing standing between you and a solid offer is not your house at all?

It might be your neighbor.

From overgrown yards and peeling paint to broken-down vehicles and loud pets, a messy or unkempt neighboring property can have a major impact on your sale when buyers are forming their first impressions before they even walk in your door.

First Impressions Extend Beyond the Property Line
Real estate is emotional. Buyers don’t just purchase a house, they are buying into a lifestyle, a feeling, a neighborhood. If the home next door looks like a haunted fixer-upper, or the yard resembles a junkyard, that sense of “home sweet home” can evaporate in seconds.

In fact, multiple surveys show that poor neighboring property conditions can decrease a home’s value by 5–10% or more. That could mean losing tens of thousands of dollars or even struggling to sell at all.

What Can Sellers Do About It?
Legally, your options are a little limited, but you are not powerless. Here are a few steps you can take:

  1. Have a Friendly Conversation
    Start by speaking directly (and politely) with your neighbor. They may not realize the impact their property is having or that you are trying to sell. Offer to help or even pitch in on a few minor fixes if you’re comfortable. A simple gesture could go a long way.
  2. Check HOA or Local Ordinances
    If you’re in a neighborhood with an HOA, there may be appearance rules your neighbor is already violating. If not, many cities have municipal codes related to property upkeep, especially regarding trash, vehicles, or overgrown landscaping.

    File a complaint with code enforcement if the problem is severe. It may take time, but an official notice can prompt action.

  3. Add Visual Buffers
    Strategic landscaping on your side, like tall shrubs, trees, or fencing can help block unappealing views and improve your home’s aesthetic from the street.
  4. Disclose Honestly, But Frame Positively
    If a buyer asks, be honest, but also highlight the positive aspects of the area. “That home has not been updated, but the rest of the block is quiet and well-maintained,” or “The city has a strong code enforcement policy,” can keep things balanced.
  5. Lean on Your Real Estate Agent
    A seasoned agent knows how to shift focus to your home’s strengths and market your property strategically, even with a few neighborly eyesores nearby.

You cannot control your neighbors, but you can control your strategy. Do not let someone else’s mess impact your home’s value. With the right steps and a proactive approach, we can still get your home sold, and sold well.

Ready to list smart? Let’s chat and make sure your entire sale is picture-perfect.

Filed Under: Home Seller Tips Tagged With: Neighborhood Matters, Real Estate Tips, Sell Smart

What’s Ahead For Mortgage Rates This Week – May 27th, 2025

May 27, 2025 by Deidre Pfeifer

Despite the recent pause on tariffs for Europe and progressing talks with China, the economic outlook remains largely negative across all sectors and markets. Although this week was relatively light on economic reports, the most notable was the Leading Economic Indicators, which showed a significant decline in every measurable category for April. This decline is largely attributed to the tariff policies implemented recently. Overall, the outlook remains pessimistic, despite other markets showing a more favorable reaction to the recent pauses on tariffs.

U.S. Leading Economic Indicators

The Conference Board Leading Economic Index (LEI) for the US fell sharply by 1.0% in April 2025 to 99.4 (2016=100), after declining by 0.8% in March (revised downward from the -0.7% originally reported). The LEI declined by 2.0% in the six-month period ending April 2025, the same rate of decline as over the previous six months (April–October 2024).

“The U.S. LEI registered its largest monthly decline since March 2023, when many feared the US was headed into recession, which did not ultimately materialize,” said Justyna Zabinska-La Monica, Senior Manager, Business Cycle Indicators, at The Conference Board. “Most components of the index deteriorated. Notably, consumers’ expectations have become continuously more pessimistic each month since January 2025, while the contribution of building permits and average working hours in manufacturing turned negative in April.

Primary Mortgage Market Survey Index

• 15-Yr FRM rates saw an increase of 0.09% for this week, with the current rate at 6.01%
• 30-Yr FRM rates saw an increase of 0.05% for this week, with the current rate at 6.86%

MND Rate Index

• 30-Yr FHA rates saw an increase of 0.18% for this week. Current rates at 6.53%
• 30-Yr VA rates saw an increase of 0.17% for this week. Current rates at 6.54%

Jobless Claims

Initial Claims were reported to be 227,000 compared to the expected claims of 230,000. The prior week landed at 229,000.

What’s Ahead

PCE Index data release, the Federal Reserve’s inflation indicator, the FOMC minutes giving us forward guidance for the Federal Reserve’s policy, and Univ. of Michigan Consumer Sentiment will be the most impactful releases of next week.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Honoring Our Heroes and Celebrating the Meaning of Home

May 26, 2025 by Deidre Pfeifer

This Memorial Day, we pause to remember the brave men and women who gave their lives in service to our country. Their courage, sacrifice, and commitment to freedom have made it possible for all of us to pursue our dreams, including the dream of home ownership.

What Home Truly Means
Home is more than four walls and a roof, more than a place to lay your head at night, it is where memories are made, milestones are reached, and futures are built. It is the front porch where your friends and neighbors gather, the backyard where barbecues bring families together, and the neighborhood that welcomes you. None of that would be possible without the dedication of those who fought to preserve our freedom.

Our Role in Building Dreams
In both the real estate and mortgage world, we have the privilege of helping individuals and families find a place to call home, a place they can grow, thrive, and live out the freedom so many fought to protect.

With Gratitude to the Families
On this solemn day, we also extend our deepest gratitude to the families of fallen heroes. Your strength and sacrifice do not go unnoticed. As we help our clients find homes and build futures, we carry that gratitude with us in everything we do.

Support for Those Who Serve
If you or someone you know is a veteran or active-duty service member, don’t forget there are special mortgage programs available to make homeownership more accessible. It’s one small way we can give back to those who have given so much.

Looking Ahead with Purpose
This Memorial Day, as we honor the past, we also look forward to helping build a future, one home, one family, and one dream at a time.

Wishing you peace, reflection, and time with loved ones on this Memorial Day holiday.

Filed Under: Holidays Tagged With: Honor and Remember, Memorial Day, Thank You For Your Service

Inspecting Foreclosures Before You Buy

May 23, 2025 by Deidre Pfeifer

If you have been thinking about investing in a foreclosure property, you will want to make sure the home you choose does not have major hidden issues. Before hiring a professional inspector, you can do a preliminary check by looking out for some of these common problem areas:

Ceilings
Ceilings are typically made of plaster or plasterboard. Keep an eye out for:

  • Cracks, holes, or uneven areas
  • Dampness or mold growth
  • Crumbling surfaces
  • Bulging or cracked spots

Walls
Walls may show similar signs of damage as ceilings, but also look for:

  • Loose skirting boards
  • Dampness or rot
  • Discoloration, blisters, or peeling wallpaper
  • Hazardous materials like asbestos or painted polystyrene tiles (always consult a pro if you suspect asbestos)

Floors
Regardless of the flooring type, structural supports are key. Watch for:

  • Uneven surfaces
  • Cracks, movement, or lifted tiles
  • Loose boards or coverings
  • Large gaps between floorboards
  • Missing or broken tiles

Plumbing
Check both the kitchen, bathrooms, and elsewhere for:

  • Rusty or leaky pipes
  • Pipes that bang or knock
  • Lead piping
  • Poorly supported water tanks

Wiring
Outdated or damaged electrical systems can pose serious risks. Look for:

  • Rubber or exposed wires
  • Failing or blackened sockets
  • Brittle or cracked wiring
  • Overheating plugs

No matter how thorough your personal inspection is, always follow up with a licensed home inspector before making a purchase. A professional can ensure the home is safe and free from costly surprises.

Are you ready to find a great deal on a foreclosure property? We specialize in helping buyers through the process with confidence. Give us a call — we would love to help you get started today!

Filed Under: Real Estate Tips Tagged With: Foreclosure Tips, Home Buying Help, Real Estate Advice

Should You Get a 15-Year Mortgage?

May 22, 2025 by Deidre Pfeifer

There are a lot of financing options available to help you purchase real estate, especially if you meet credit guidelines.

Most lenders prefer to offer 30-year mortgage loans. With a longer loan term, they collect more money in interest over the life of the loan, but if you have strong credit, a 15-year mortgage may be a better option, and one worth considering. Here’s a breakdown of the two:

What About a 30-Year Mortgage?
Thirty-year mortgages are the most common option for homebuyers. Monthly payments are typically more affordable, which is why lenders frequently recommend them. You may even qualify for a larger loan amount with a 30-year term. However, you’ll usually end up paying a higher interest rate over time, and significantly more in total interest.

What Are the Benefits of a 15-Year Mortgage?
A 15-year mortgage can save you a substantial amount of interest. While the monthly payments are higher, the loan term is cut in half and so is much of the interest you’d otherwise pay.

After just 16 years, you could be mortgage-free and ready to redirect that money into investments, other real estate properties, or long-term financial goals. Building wealth becomes easier when you are no longer tied to a three decade-long mortgage.

What About Prepayments?
Even if you decide on a 30-year loan, you can still benefit from early repayment strategies. Making extra payments toward the principal allows you to shorten the life of the loan, often dramatically, while maintaining the flexibility of lower minimum payments. Just check with your lender first to ensure there are no penalties for prepaying.

A 15-year mortgage is often the better financial choice because of the potential to save thousands in interest. You’ll pay off your home faster, build equity quicker, and gain more financial freedom in the long run.

No matter how you decide to finance your real estate purchase, we can help you find the best fit. Give us a call today!

Filed Under: Mortgage Tips Tagged With: 15 Year Mortgages, Home Buying Advice, Mortgage Tips

What Do Points Have to Do With Real Estate?

May 21, 2025 by Deidre Pfeifer

You may have heard of points when looking for real estate. Maybe your loan officer told you that you can trade points for a better interest rate. That sounds good, but just what are points? We’ll give you a better idea of just what points are and how they work.

What Are Points?
Points, more specifically discount points, are a percentage of the total loan amount for the house that is pre-paid to the lender. Each point is worth one percent. Your lender may offer a lower interest rate for your mortgage loan if you buy discount points. 

What do Discount Points Cost?
The cost of each point is equal to one percent of the loan amount. For instance, for a $200,000 loan one discount point equals $2,000.

For example, you are trying to buy real estate worth $200,000. The lender may tell you that if you buy 2 points at $2,000 each, you’ll get an interest rate two percent better.  

Should I Buy Discount Points?
Some lenders will allow you to purchase discount points to be approved for the loan. By buying a discount point, you’ll get a lower interest rate. This can reduce your monthly payments, which could put your credit to debt ratio in the right range.
    
You have to know how long you will live in the house or you could lose money purchasing the discount points. If you sell or refinance before you reach the break-even point, you will wind up with a net loss. Use an online mortgage point calculator to help you determine if buying discount points is a money saving proposition for you.

Points may be a good way for you to save money on your real estate if you plan to stay in your home for a long time. Want one more benefit? Discount points are tax deductible in the year in which they are paid.

Need help understanding mortgage and real estate terms? Feel free to reach out! We can help explain the process.

Filed Under: Real Estate Tips Tagged With: Discount Points, Mortgage Tips, Real Estate 101

How To Save Money Moving Into Your New Home

May 20, 2025 by Deidre Pfeifer

Moving into a new home is exciting, but it can also come with unexpected expenses that quickly add up. Between packing supplies, transportation, and time off work, costs can spiral before you even settle in. But with a bit of planning and resourcefulness, you can cut down on unnecessary spending and keep more cash in your pocket.

Plan Ahead and Get Creative
The key to saving money during a move is preparation. Start gathering your moving supplies weeks in advance. The closer you get to moving day, the more likely you are to overspend in a panic.

Save Money on Boxes
Boxes may seem like a minor expense, until you realize you need dozens of them. Buying brand-new moving boxes from a store or moving company can cost $2 to $5 each. Multiply that by 30 or 40, and you have spent a small fortune just on cardboard.

Here’s how to get boxes without blowing your budget:

  • Check Craigslist or Facebook Marketplace: Many people offer gently used moving boxes for free or cheap. They’ll often be happy to let them go just to free up space.
  • Look on eBay: Some sellers offer bulk moving boxes at discounted prices. Just be sure to account for shipping before checking out.
  • Ask local stores: Grocery stores, liquor stores, and big-box retailers regularly receive shipments and may have sturdy boxes available. Just ask a manager if they can set some aside for you.

Save on Packing Materials
Professional movers offer packing services, but they come at a premium. Labor, materials, and time all factor into the cost, and it can add hundreds to your final bill.

Instead, do the packing yourself and use items you already have:

  • Use newspaper for breakables like dishes, mugs, and wine glasses.
  • Wrap items with soft belongings such as towels, blankets, and T-shirts.
  • Use socks to fill gaps in boxes or cushion fragile items, just as effective as packing peanuts, and they’re already paid for.

Save on Transportation
Renting a moving van or hiring movers is often the biggest cost. Before committing, check with friends and family first. Someone may have a truck or trailer you can borrow or rent at a much lower rate than a commercial service.

Offer to pay for their gas or treat them to lunch, it will still be a fraction of the cost of a rental.

By planning ahead and being a little thrifty, you can cut moving costs significantly and reduce stress. Every dollar saved on moving is a dollar you can put toward making your new home feel like home.

Are you ready to start your next chapter? We can help you find the perfect home that fits your budget, lifestyle, and goals. Call today to begin the journey!

Filed Under: Home Buyer Tips Tagged With: First Time Home Buyer, Home Buying Help, Moving Tips

What’s Ahead For Mortgage Rates This Week – May 19th, 2025

May 19, 2025 by Deidre Pfeifer

The latest inflation data has been released, offering insight into the near-term impact of the recent tariff measures. The results indicate that despite deflationary pressure on the economy, inflation continues to trend upward with the recent, ongoing tariff wars.

While the tariffs have been temporarily suspended, their effects are already being felt—consumers are experiencing price increases, and retailers have already been positioning themselves to increase prices due to the impacts of the tariff policies. While wholesale and producer inflation has seen a modest decline, this was expected as the market adjusts to the shifting economic landscape. Economists broadly predict that consumer prices will rise in the near term.

These findings reinforce what consumers have already been experiencing: sentiment has declined for the fifth consecutive month. Consumers are among the first to feel the direct effects of policy shifts.

Consumer Price Index

Consumer prices showed only a mild increase in April, but inflation probably won’t slow much further this year as the effects of the Trump trade wars ripple through the economy. The consumer-price index increased 0.2% last month, the Bureau of Labor Statistics said Tuesday, matching Wall Street expectations. Prices had posted a rare decline in March.

Price Producer Index

Wholesale prices posted the biggest drop in April, a -0.5% decline, since the pandemic in 2020, but economists say the decline in inflation appeared to be a one-off that might not be sustained if tariffs persist at current levels.

Consumer Sentiment

The University of Michigan’s popular gauge of U.S. consumer sentiment edged down to 50.8 in a preliminary May reading from 52.2 in the prior month. This is the index’s fifth straight monthly drop. Expectations for inflation spiked. Economists polled by the Wall Street Journal had expected sentiment would rise to 53.5.

Primary Mortgage Market Survey Index

• 15-Yr FRM rates saw an increase of 0.03% for this week, with the current rate at 5.92%
• 30-Yr FRM rates saw an increase of 0.05% for this week, with the current rate at 6.81%

MND Rate Index

• 30-Yr FHA rates saw an increase of 0.10% for this week. Current rates at 6.35%
• 30-Yr VA rates saw an increase of 0.12% for this week. Current rates at 6.37%

Jobless Claims

Initial Claims were reported to be 229,000 compared to the expected claims of 226,000. The prior week landed at 229,000.

What’s Ahead

A very light week with the Economic Leading Indicators, Job Data, and Manufacturing PMI dotting the landscape. The leading indicators are expecting a deflationary impact.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Deidre Pfeifer

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Recent Articles

  • How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details
  • How a Bad Buyers Agent Can Hurt Your Sale and How to Protect Your Deal
  • Why a Messy Neighbor Can Kill a Sale (And What Sellers Can Legally Do About It)
  • What’s Ahead For Mortgage Rates This Week – May 27th, 2025

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